When inviting your parents or grandparents to Canada under the Super Visa program, one of the most important requirements is purchasing Super Visa insurance. It’s not just a formality – it’s a safeguard. It ensures that visitors are covered for medical emergencies during their extended stay. But a common question we hear at Punjab Insurance Inc, especially from families in Edmonton and Calgary, is this:
“Can I buy Super Visa insurance from my home country’s insurance company?”
Let’s dive into the answer – in simple, clear terms – and help you understand why it matters where you buy your policy.
What is Super Visa Insurance?
Before we explore where to buy it, let’s quickly understand what Super Visa insurance is.
The Super Visa is a long-term, multiple-entry visa that allows parents and grandparents of Canadian citizens or permanent residents to stay in Canada for up to 5 years at a time. One of the mandatory requirements to get approved is proof of private medical insurance from a Canadian insurance provider.
This insurance must:
- Be valid for at least 1 year from the date of entry into Canada
- Provide a minimum of $100,000 in emergency medical coverage
- Be issued by a Canadian insurance company
- Be purchased before the Super Visa is granted
So, Can You Buy It from Your Home Country?
The short answer is no – you cannot buy Super Visa insurance from an insurance company based in your home country (such as India, Pakistan, the Philippines, etc.).
Why?
Because Immigration, Refugees and Citizenship Canada (IRCC) requires the policy to be issued by a Canadian insurance company that meets the specific Super Visa coverage requirements.
This rule ensures:
- Quick and reliable claim processing within Canada
- Language compatibility for hospitals and clinics
- Compliance with Canadian healthcare standards
- Easy policy verification by Canadian immigration officers
In fact, if your policy isn’t issued by a Canadian provider, your Super Visa application could be denied – or your entry into Canada could be delayed.
The Importance of Buying from a Canadian Insurance Provider
When you work with a licensed Canadian insurance broker like Gurinder Chahal at Punjab Insurance Inc, you’re not just ticking a box – you’re getting:
- Peace of mind knowing the policy meets all IRCC requirements
- Access to top-tier insurance providers in Canada
- Help with claims processing in case of an emergency
- Options for monthly payment plans or full upfront payment
- Policies tailored to your parent or grandparent’s medical needs
We work with families all across Alberta – especially in Edmonton and Calgary – who trust us to find the most affordable, comprehensive Super Visa insurance Edmonton plans.
What Happens If You Try to Use a Policy from Abroad?
Let’s say you go ahead and buy a policy from a company in your home country.
You might run into problems such as:
- Delayed processing of your Super Visa application
- Lack of coverage recognition by Canadian hospitals
- Trouble making claims or getting reimbursements
- Denial at the Canadian border due to non-compliant insurance
Even if the policy claims to offer $100,000 coverage, IRCC won’t accept it if it’s not issued by a Canadian company. It’s just not worth the risk.
How to Buy Super Visa Insurance the Right Way
It’s easy and stress-free – especially when you have an expert guiding you.
Here’s how Punjab Insurance Inc can help:
- Contact Gurinder Chahal – Your trusted advisor for Super Visa insurance.
- Share basic details about your parent(s)/grandparent(s), including age and any medical history.
- We’ll compare quotes from top Canadian providers and help you choose the best plan.
- We’ll issue a valid insurance policy certificate, ready to include in your Super Visa application.
- Need to cancel or change plans later? We’ll assist with that too – no worries.
Serving Families in Edmonton and Calgary
Whether you’re in Edmonton, Calgary, or anywhere in between – we understand the needs of immigrant families in Alberta. At Punjab Insurance, we’re proud to be a part of the community and help reunite families under the Super Visa program.
With our local presence and personalized support, you don’t have to navigate this process alone.
Final Thoughts
Super Visa insurance is not just a formality – it’s a crucial requirement. While it may be tempting to save money by buying from a home-country insurer, IRCC mandates that insurance be purchased from a Canadian company. Non-compliant policies can lead to rejection, delays, or financial stress.
Let Gurinder Chahal and the Punjab Insurance Inc team help you choose the right insurance with confidence and ease. We’ve helped thousands of families in Edmonton, Calgary, and across Canada secure reliable Super Visa insurance.
Ready to get started?
📞 Contact Gurinder Chahal with Punjab Insurance today and speak with one of our knowledgeable insurance advisors.
