If you’re planning to bring your parents or grandparents to Canada, you have two main options: the Super Visa or a Visitor Visa. While both allow entry into Canada, they differ significantly in terms of duration, eligibility, and insurance requirements. One of the most critical aspects is insurance coverage, which is mandatory for a Super Visa but recommended for a Visitor Visa.
In this guide, we’ll break down the key differences between Super Visa vs Visitor Visa so you can make an informed decision.
What is a Super Visa?
A Super Visa is a long-term, multiple-entry visa that allows parents and grandparents of Canadian citizens or permanent residents to stay in Canada for up to 5 years per visit, with an option to extend for another 2 years. The visa is valid for up to 10 years and does not require renewal for every visit.
Key Features of a Super Visa:
✔ Longer Stay Duration – Stay in Canada for up to 5 years per visit
✔ Multiple Entry – Valid for up to 10 years
✔ Mandatory Insurance – Must have private medical insurance coverage
What is a Visitor Visa?
A Visitor Visa (Temporary Resident Visa – TRV) is for individuals who want to visit Canada for tourism, family visits, or business purposes. The visa typically allows a stay of up to 6 months per visit, and visitors must apply for an extension if they wish to stay longer.
Key Features of a Visitor Visa:
✔ Shorter Stay Duration – Maximum stay of 6 months per visit
✔ Multiple or Single Entry Options – Can be issued for one-time or multiple visits
✔ No Mandatory Insurance – Medical insurance is optional but recommended
Super Visa vs. Visitor Visa: Insurance Requirements
Super Visa Insurance (Mandatory)
To be eligible for a Super Visa, applicants must purchase private medical insurance from a Canadian insurance provider. The insurance must:
✅ Provide coverage of at least $100,000
✅ Be valid for at least one year
✅ Cover healthcare, hospitalization, and repatriation
✅ Be issued by a Canadian insurance company
This insurance ensures that visitors do not burden Canada’s healthcare system. Without proper coverage, a Super Visa application will not be approved.
Visitor Visa Insurance (Optional)
Unlike the Super Visa, insurance is not mandatory for a Visitor Visa. However, it is strongly recommended, as healthcare in Canada is expensive for non-residents. Without insurance, visitors must pay out-of-pocket for medical expenses, which can be financially overwhelming in case of emergencies.
📌 Super Visa insurance is an additional cost, but it provides peace of mind knowing that medical expenses are covered.
Which One Should You Choose?
✅ Choose a Super Visa if:
✔ You want your parents or grandparents to stay for longer durations
✔ You prefer multiple entries without frequent visa renewals
✔ You can meet the income and insurance requirements
✅ Choose a Visitor Visa if:
✔ Your visitor only plans to stay for a short period (less than 6 months)
✔ You want a lower upfront cost
✔ You do not meet the Super Visa financial or insurance requirements
Get Expert Advice on Super Visa & Visitor Visa Insurance
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Final Thoughts
When deciding between a Super Visa vs. Visitor Visa, consider how long your family member plans to stay, the costs involved, and insurance requirements. The Super Visa is ideal for long-term visits but requires mandatory insurance, while the Visitor Visa is more flexible but has shorter stay limits.
If you need help with Super Visa insurance, I’m here to assist you with expert advice and affordable coverage options.
