Super Visa Insurance FAQs – A Guide

Who Needs Super Visa Insurance?

Generally, parents and grandparents that intend to apply for a super visa will certainly need it. They are usually parents and grandparents of citizens and permanent residents of Canada that intend to visit. They usually choose this type of visa because it is quicker and allows an extended stay. 

What Does it Cover?

Super visa Insurance covers all health-related issues. This plan covers various medical emergencies that might result from emergency and unforeseen accidents, injuries, and sicknesses. It typically covers medications, dental and medical care, medical evaluation and tests, hospital stays, repatriation of remains, and emergency return home. Some super visa insurance plans usually make provision for returning to the home country without voiding the insurance coverage. 

How Much Does it Cost?

The cost of a super visa is dependent on varying factors such as deductible options, age of applicants, what is covered, and what is excluded, whether or not you have a pre-existing medical condition. To get the average cost of super visa insurance for individuals or couples, please contact us. 

Is Visitor Medical Insurance And Super Visa Insurance The Same?

Visitor medical insurance and super visa insurance are not the same. The major difference between them is that visitor medical insurance only offers health coverage for six months, while super visa insurance offers health coverage throughout Canada’s stay. 

Super Visa – Background

Super Visa is an excellent way for Citizens and Permanent Residents of Canada who have their parents and grandparents in some other country to arrange for their visit. The Super Visa now removes the hassle of continuous renewal of a visa status. Parents and grandparents may be eligible to apply for the Super Visa which allows them to visit their family for up to 2 years.

Super Visa Insurance

Super Visa Insurance is a type of visitor insurance. Proof must be submitted by Super Visa applicants that they have purchased a private medical insurance coverage. In other words, a proof of medical immigration exam has to be submitted and also a proof of payment for medical insurance policy (Super Visa Insurance) by a Canadian medical insurance company is required for the visa plan.


  • Must be valid for at least a year from the date of entry into Canada.
  • The insurance must be taken out for a minimum of CAD$100,000 and the following such as coverage for repatriation in case of sickness or death, health care and hospitalization must be covered.
  • The super visa insurance must be purchased by a certified Canadian Insurance Company.

Another advantage of a Super Visa is that a visitor to Canada does not have to apply for another visa after six months and pay a new set of fees to extend their stay and spend more time with their loved ones. Waiting times for visa grants are shorter as well which is a big advantage for many parents/grandparents who wish to see their loved ones at the earlier. Due to the type of visa and extended length of stay, obtaining a Super Visa Insurance Policy is one of the key requirements. This proof is attached with the visa application form when it is sent to the embassy for processing.

Some Facts..

  • The tentative effective date is critical when purchasing the insurance and the purchaser has to be responsible to ensure the policy is in effect.
  • The day of arrival into Canada by parents or grandparents should be Day 1; start of the policy date. The coverage of one year starts from that date.
  • Remember that the medical expenses will cost in Canadian dollars so ensure you purchase insurance based on the requirements of the individuals travelling.
  • Gurinder Chahal Insurance Specialist and his dedicated team will guide you and provide the best quotes based on individual circumstances to ensure the best Super Visa Insurance Coverage.
  • If a Super Visa is rejected, a full refund will be given when proof of rejection is sent to us.
  • In some cases, partial refunds are also available in the event parents or grandparents have to return before the anticipated date of departure.